Asset Finance

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What is asset finance?

Asset finance allows Australian businesses to access the equipment they need today without paying the full purchase price upfront. It helps preserve cash flow while supporting operations and long-term growth.

Whether you’re upgrading machinery, expanding your fleet, or investing in new technology, our tailored asset finance solutions make it easy for your business to choose the right option.

Asset finance is a practical way to fund essential business assets such as:

  • Commercial vehicles and transport fleets
  • Plant, machinery, and production equipment
  • IT systems, technology and specialised industry equipment
  • Tools and assets critical to daily operations

Rather than tying up capital in a single purchase, asset finance spreads the cost over time through structured, predictable repayments, helping you maintain working capital and financial flexibility.

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Asset finance options we offer

At Finmax, we provide flexible asset finance solutions tailored to your business needs. Our team works with a wide range of lenders to help you secure competitive terms and the right structure for your situation.

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Vehicle Finance

Finance cars, utes, vans, and other commercial vehicles to keep your business moving while managing cash flow effectively.

  • Light commercial vehicles such as utes and vans
  • Trucks for distribution and transport
  • Passenger cars for business use
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Equipment Finance

Finance essential machinery, tools, and operational equipment to maintain productivity and support business growth.

  • Machinery and tools for manufacturing or construction
  • Medical and laboratory equipment
  • Agricultural machinery
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Tech Finance

Finance IT systems, hardware, and specialised technology to support business operations and improve efficiency. Spread the cost over time so your business can invest in the latest technology without tying up capital.

  • Computers, laptops, tablets, and mobile devices
  • Servers, networking, and IT infrastructure
  • Point-of-sale (POS) systems and payment technology
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Boat Finance

Finance commercial, recreational, or work vessels to support business operations. Repayments are spread over time, giving your business access to the right vessel while keeping cash flow flexible.

  • Commercial and charter boats for work or passenger services
  • Work and utility vessels for transport, maintenance, or operational use
  • Fishing boats, yachts, sailing vessels, and jet skis
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Fleet Finance

Finance multiple vehicles for staff, logistics, or operational purposes. Consolidate your fleet funding into manageable repayments while keeping your business moving efficiently.

  • Multiple utes, vans, or trucks for operations
  • Vehicles for staff transport or deliveries
  • Operational fleet for seasonal or project-based work
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Novated Lease

Salary-packaged vehicle finance that allows employees to lease a car through their pre-tax income. Reduce taxable income while accessing a vehicle for business or personal use.

  • Personal or work vehicles through salary packaging
  • Cars used for commuting or client visits
  • Flexibility to upgrade vehicles within lease terms

Unsure which asset finance solution is right for you? Contact us, and we’ll help guide you.

How to apply for asset finance

Applying for asset finance with Finmax is simple and straightforward. Our team will guide you through the process from start to finish, ensuring you understand your options and get the best solution for your business.

Get Started
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Step 1:
Tell us about the asset

Share your goals and the assets you want to finance. The more details you provide, the better we can tailor your solution.

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Step 2:
We find the right lender

We compare options across our lender panel to secure competitive terms and structures suited to your business needs.

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Step 3:
We take care of the rest

We handle the paperwork and keep the process as smooth as possible. Once approved, funding is arranged so you can acquire your asset quickly and efficiently. 

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